Saturday, November 5, 2011

Ugh, thieves suck! - November 5th, 2011

I was getting ready to head out to the store to pick up a few items this morning, and wanted to quickly balance the checkbook before going.  I hopped online and checked our financials and saw that the credit card, which was supposed to be auto-paid yesterday, didn't get pulled out.  It sometimes takes a couple of days to show on the bank site, so I just wanted to verify it on the credit card site.  I went out to the CC site, and sure enough, it posted yesterday.  I quickly looked through the charges, since I was there, and saw two that didn't sound familiar to me from the past few days.  I asked hubby if he charged them, and he didn't recall it.  I figured it was some Christmas gifts that we had ordered and didn't remember, but wanted to dig a little further.  I googled the company name and it was a dating website.  Hmmm.  I was pretty darn sure that neither hubby nor I would be joining dating websites nor be stupid enough if we did to charge it to our joint credit card.  It was also interesting that the first charge was for $1 and the second for the full subscription price of $50.  I called my credit card company, and filed a dispute against the charges.  I asked them how likely it would be for this to be an accident and not something more sinister.  They said that it is incredibly common for thieves to charge a 'trial amount' of $1 on thousands and thousands of card numbers until they find one that works.  Once the charge goes through, their spending spree begins.  They then went through the list of 'pending charges' with me that included a third charge to the same company and another 'trial charge' to an online music purchasing website.  Great.  I closed the cards and have a new set on the way that are supposed to arrive on Monday.  We have about 10 different auto-pay accounts on the card and a dozen more that have the card saved to use.  *sigh*  It's going to be a lot of work to set up the new cards when they arrive and a pain to get the stolen charges cleared up, but it could have been a LOT worse.  I know it could have been terrible.  If I hadn't just hopped on the site for a quick check, I could have easily gone another week before looking at it, and by then they could have charged thousands of dollars worth of crap and the headaches would have been huge.  This is minor in comparison to what others experience as well, but it really scares the crap out of me.  I'm so happy I caught it early enough to not make my life a pain in the butt for the next several weeks/months. 

In pregnancy news, there isn't much news.  Just light cramping, slightly sore boobs, and on and off exhaustion.  Occasionally I've not felt 'well' in the tummy, but no more sickness just yet (thankfully!).  Oh, I finally got the progesterone results back from over a week ago!  They were down to 19.something from 32.something.  I was worried about that, but the nurse said that the numbers bounce all around and as long as it is over 15 consistently, we're just fine.  I asked if we should re-check it to be sure, and she said no, that is not necessary.  Plus, she said the placenta is taking over more and more as the pregnancy progresses and the progesterone becomes less and less important for a successful pregnancy.  We're not there yet, but that will be coming soon.

Tonight we are going to my parents' house to celebrate my sister's birthday.  I have to make some puppy chow (also known as muddy buddies) per a request from my sister.  I should go get on that, seeing as we will be leaving here in a couple of hours.  Hope everyone is doing well!

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